Meritt icon

"BUILD & MANAGE YOUR
BIGDATASELF AND
ACCESS CREDIT SCORINGS AND
LOANS THAT BANKS WON'T DO!"

"BUILD & MANAGE YOUR
BIGDATASELF AND
ACCESS CREDIT SCORINGS
AND LOANS THAT BANKS
WON'T DO!"

Meritt is a direct lending platform enabling individuals & businesses toharness their everyday data to access instant finance

Meritt is a direct lending platform enabling
individuals & businesses to harness their everyday data
to access instant finance

Meritt is a direct lending platform enabling individuals & businesses toharness their everyday data to access instant finance

Instant & easy
Low cost & Automated
Compliant

Local platforms
Safe & secure
Transparent
Bespoke
Consent based
Thin file scoring
Low cost & Automated
Instant & easy
Compliant
Transparent
Local platforms
Consent based
Safe & secure
Thin file scoring
Bespoke

$5 trillion financing gap despite ubiquitous data!

$5 trillion financing gap
despite ubiquitous data!

Existing lenders are out of reach and expensive for many. They are also blind to alternative datasets . . .

. . . resulting in missed opportunities for investors and for creditworthy individuals and businesses

Investors on Meritt access superior risk adjusted returns with end-to-end digital lending channels that are secure and low cost

Investors on Meritt access superior risk adjusted
returns with end-to-end digital lending channels
that are secure and low cost

Investors on Meritt access
superior risk adjusted returns with
end-to-end digital lending channels
that are secure and low cost

  • Automated read
    from encrypted
    Bigdataself
  • Automated
    A.I. credit
    Scorings
  • Straight forward self-issuance of
    loan tokens for matching with
    investors on Marketplace
  • Low cost & transparent
    smart contracts servicing
    on the Meritt blockchain

The Meritt direct lending platform has 3 key technology stacks

Businesses, Individuals

1. BIGDATASELF

Free service to build & manage own digital footprint on unique encrypted private repository. Support any structured data such as banking, mobile and online transactions.

Learn more

2. A.I.CREDIT SCORINGS

Models trained with Machine Learning algorithms using Bigdataselfs and other public and private data (e.g. PSD2) for continuous automated underwriting.

Learn more

3. BLOCKCHAIN SERVICING & MARKETPLACE

Simple self-issuance of authenticated loan tokens on marketplace for requesting finance. Automated & low cost smart contract servicing on matching with investors.

Learn more

Investors, Lenders

Try the mobile application pilot on the test network !

Businesses, Individuals

To request unsecured loans:

  • Build your Bigdataself
  • Request credit scorings
  • Issue your authenticated
    blockchain loan tokens
    on the marketplace

Investors, Lenders

To invest and lend :

  • Select your risk/return
    profile & geography
  • Select individual or
    portfolios loan tokens
  • Liquid secondary market
    with tradable loan tokens

Try the mobile application pilot on the test network !

Businesses, Individuals

To request unsecured loans:

  • Build your Bigdataself
  • Request credit scorings
  • Issue your authenticated
    blockchain loan tokens
    on the marketplace

Investors, Lenders

To invest and lend :

  • Select your risk/return
    profile & geography
  • Select individual or
    portfolios loan tokens
  • Liquid secondary market
    with tradable loan tokens

How Meritt can also be a useful tool for communities ?

1. For self-crowdfunding directly with your existing trusted contacts

Communities

Build your group on the Meritt social network or connect your community app via the open APIs

Community admin:

Self-issue & sell loan/donation tokens to trusted group members

Community members:

Support and participate in your trusted network token issuance

roscus

2. For Tokenisation via open APIs to operate on the transparent Meritt ledger

The Hummingbird Nation charity uses Meritt token issuance APIs to tokenise FIAT donations it receives.
By doing so, donors can track where and how their donations are being spent on the verifiable and transparent Meritt Blockchain Ledger.

Roadmap – key milestones

Launch, white
paper, source code
Meritt v0 tested on
the Ethereum Rinkeby testnet.
Meritt
Scoring v0
Meritt on testnet RSK
Bitcoin
Meritt smart
contract library
development
Web progressive alpha dApp on
testnet, integrating light wallet
and loan token issuance
Native apps for iOS
and Android Mainnet release
Stable coins
integration
Launch,
whitepaper,
source code
Meritt
v0 tested on
the Ethereum
Rinkeby testnet.
Meritt
Scoring v0
Meritt on testnet RSK
Bitcoin
Meritt smart
contract library
development
Web progressive alpha dApp on testnet, integrating light wallet and loan token issuance.
Native apps for
iOSand Android
Mainnet release
Stable coins
integration
Team

Experienced team based in London with coverage in Asia

Meritt leads

  • Hicham Errafass

    STRUCTURED FINANCE

    GE CAPITAL, ESCP Europe

  • Rayan Goutay

    Rayan Goutay

    Regulatory officer, FCA

    Goldman Sachs, Panthéon Sorbonne

  • Kiung (Tom) Ku

    Kiung (Tom) Ku

    Asia Manager, Citibank, E&Y

    Columbia Business school

  • Jay Best

    Jay Best

    AI & Blockchain specialist

    Cogni Capital, MIT

Developers

  • Stefan Loesch

    Stefan Loesch

    Blockchain architect

    Cryptocustodian, INSEAD

  • Bilal Arif

    Bilal Arif

    Lead developer. Full stack &

    solidity developer

  • Muhammad Khan

    Muhammad Khan

    Blockchain Engineer

  • Danish Saber

    Danish Saber

    DApp Developer

Community managers, marketing, IT

  • Dan Eve

    Dan Eve

    Crypto community engagement.

    Cryptocurrency Miner, Investor

  • Candice Morris

    Candice Morris

    Charities & trusted communities engagement

  • Adrian Slusher

    Adrian Slusher

    Marketing & digital media

  • Lina Kim

    Lina Kim

    Asia coverage

    Crypto community

  • Shireen Sivan

    Shireen Sivan

    Meritt Ambassador Lead

  • Philip Leipper

    Philip Leipper

    Computer science teacher

    King’s college London

Advisors

  • Eric Alexandre Ceret

    Eric Alexandre Ceret

    FOUNDER JETCOIN INSTITUTE

  • Candice Morris

    Lidia Carmina Dumitrascu

    CEO VentureBoost Ltd

  • Candice Morris

    Filipe Alves Moura

    Senior Corda Developer

    Nth CEO

  • Demetrios Zamboglou

    Demetrios Zamboglou

    Director - Lykke exchange

  • Jineshwar Kochar

    Jineshwar Kochar

    Fintech analyst

  • Jan Bolhuis

    Jan Bolhuis

    BLOCKCHAIN ARCHITECT

Whitepaper

Whitepaper

CHECK OUR GITHUB REPOS

Partners

Partners

Blog

Roadshows & Media Coverage